CashMax Credit Pte Ltd is a licensed moneylender (License No. 77/2025 ) registered and regulated by the Ministry of Law.
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CashMax Credit Pte Ltd is a licensed moneylender (License No. 77/2025 ) registered and regulated by the Ministry of Law.
Singapore has over 150 licensed financial institutions offering various lending services, each with different strengths, requirements, and loan products. Understanding your options is crucial for making smart borrowing decisions that can save you hundreds of dollars and provide better service. This comprehensive guide explains the differences between banks, licensed money lenders, and other financial institutions – and shows you why CashMax consistently ranks as Singapore’s top choice for personal loans.
Whether you’re facing an emergency expense, planning a major purchase, or need to consolidate debt, choosing the right financial institution can make the difference between a smooth borrowing experience and a stressful one. We’ll walk you through everything you need to know to make an informed decision.
Financial institutions in Singapore operate under strict regulatory frameworks established by the Monetary Authority of Singapore (MAS) and the Ministry of Law. These institutions provide essential financial services including loans, credit facilities, and other banking services to both individuals and businesses.
Currently, there are over 150 licensed financial institutions operating in Singapore, each authorized to provide specific types of financial services. The regulatory compliance ensures consumer protection through standardized lending practices, transparent fee structures, and clear dispute resolution processes.
Traditional Banks form the backbone of Singapore’s financial system. Major players include DBS, OCBC, UOB, and international banks like Standard Chartered and Citibank. These institutions focus on comprehensive banking services including savings accounts, mortgages, business loans, and investment products. Banks typically offer the lowest interest rates but have the strictest eligibility requirements.
Licensed Money Lenders operate under the Ministry of Law’s supervision and specialize in personal lending services. Companies like CashMax Credit, Lending Bee, and 118 Credit fall into this category. Licensed money lenders provide more flexible lending options with faster approval processes, making them ideal for urgent financial needs or borrowers who don’t meet traditional banking requirements.
Credit Cooperatives and Specialized Lenders serve specific communities or professions. Examples include the Singapore Police Cooperative and various employee credit unions. These institutions often provide competitive rates to their members but have limited accessibility.
All licensed financial institutions must comply with Singapore’s strict lending regulations, including maximum interest rates, transparent fee disclosure, and standardized loan documentation. This regulatory framework ensures that borrowers receive fair treatment regardless of which type of institution they choose.
CashMax Credit operates as a licensed money lender, combining the speed and flexibility of specialized lending with the professionalism and transparency typically associated with larger financial institutions. Our license number 77/2025 from the Ministry of Law ensures full regulatory compliance and consumer protection.
Understanding the fundamental differences between banks and licensed money lenders helps you choose the right financial partner for your specific needs. While both serve the lending market, they cater to different customer segments and offer distinct advantages.
Loan Capacity and Terms Traditional banks can offer substantial loan amounts, typically up to 12 times your monthly income for personal loans. This makes them ideal for major purchases like home renovations, education financing, or debt consolidation requiring large amounts. Repayment terms are generally longer, often extending from 1 to 7 years.
Interest Rate Structure Banks offer the most competitive interest rates in the market, typically ranging from 3.5% to 8% per annum. These rates are calculated annually and often decrease for larger loan amounts or existing customers with good banking relationships.
Eligibility Requirements Banks maintain strict eligibility criteria to minimize lending risk. Most require excellent credit scores (typically above 1700), minimum annual incomes of $30,000 or higher, stable employment history of at least 2 years, and comprehensive financial documentation including tax returns, bank statements, and salary certificates.
Processing Timeline Bank loan approval processes are thorough but time-consuming. Initial application review takes 3-5 business days, followed by documentation verification requiring another 3-7 days. Final approval and fund disbursement typically occur within 7-14 business days from initial application.
Best Suited For Banks excel when you need large loan amounts ($50,000 and above), have excellent credit history, stable high income, and can afford to wait 2-3 weeks for approval. They’re also ideal for customers seeking comprehensive banking relationships including savings accounts, credit cards, and investment products.
Loan Capacity and Terms Licensed money lenders can provide up to 6 times your monthly income, with a maximum of $3,000 for borrowers earning less than $20,000 annually. While loan amounts are smaller than banks, they’re perfectly suited for emergency expenses, short-term financial gaps, and urgent cash needs.
Interest Rate Structure Licensed money lenders charge monthly interest rates ranging from 1% to 4% per month, as regulated by the Ministry of Law. While monthly rates appear higher than bank annual rates, the flexibility and speed often justify the cost for urgent financial needs.
Eligibility Requirements Money lenders offer significantly more flexible eligibility criteria. Most accept borrowers with various credit scores, including those with past credit issues. Minimum income requirements are lower (often $18,000 annually), and employment stability requirements are more lenient (typically 3 months in current job).
Processing Timeline The primary advantage of licensed money lenders is speed. Initial application review often occurs within hours, documentation verification can be completed same-day, and fund disbursement typically happens within 24-72 hours of approval.
Best Suited For Licensed money lenders are ideal when you need quick approval, have flexible credit history, require smaller loan amounts ($500-$10,000), or don’t meet traditional banking requirements.
Factor | Traditional Banks | Licensed Money Lenders | CashMax Advantage |
Loan Amount | Up to 12x monthly income | Up to 6x monthly income | Up to $3,000 guaranteed |
Interest Rates | 3.5-8% per annum | 1-4% per month | Competitive 1-4% monthly |
Approval Time | 7-14 days | 24-72 hours | 24 hours guaranteed |
Credit Requirements | Excellent credit needed | Flexible acceptance | All credit types welcome |
Income Requirements | $30,000+ annually | $18,000+ annually | From $1,500 monthly |
Processing Fees | Low to none | Up to 10% of principal | Transparent upfront pricing |
Customer Service | Standard banking | Personalized attention | Dedicated loan officers |
The Bottom Line: Banks offer better rates for large, long-term loans to qualified borrowers, while licensed money lenders provide speed, flexibility, and accessibility for urgent financial needs. Your choice depends on your specific circumstances, timeline, and loan requirements.
CashMax Credit has established itself as Singapore’s premier licensed money lender by consistently delivering superior service, transparent pricing, and genuine customer care. While other financial institutions focus on either rates or speed, CashMax provides the optimal balance of both while maintaining the highest standards of professionalism.
24-Hour Approval Guarantee While competitors promise 2-3 days for approval, CashMax guarantees loan decisions within 24 hours. Our streamlined evaluation process combines automated initial screening with expert human review, ensuring both speed and accuracy. Same-day fund disbursement is available for applications submitted before 2 PM on business days.
Efficient Documentation Process We’ve revolutionized the traditional paperwork-heavy lending process. Our digital document submission system allows you to upload required materials instantly, while our experienced loan officers review applications in real-time. Unlike competitors who request extensive documentation upfront, we request only essential documents initially, streamlining the process significantly.
No Unnecessary Delays Many lenders create artificial delays through multiple approval layers or unnecessary verification steps. CashMax employs a direct approval process where qualified loan officers make decisions immediately, eliminating bureaucratic delays that frustrate borrowers in urgent situations.
No Hidden Fees Policy CashMax operates under a strict no-hidden-fees policy. Every cost associated with your loan is disclosed upfront during the initial consultation. Our loan agreements clearly itemize all charges, ensuring you understand exactly what you’ll pay before signing any documents.
Clear Interest Rate Structure Our interest rates are calculated using the reducing balance method, meaning you pay interest only on the remaining loan amount each month. Unlike some competitors who use misleading flat-rate calculations, our approach ensures fair and transparent pricing throughout your loan term.
Upfront Cost Calculation Before you commit to any loan, we provide a complete cost breakdown showing total interest, fees, and repayment amounts. Our loan officers use calculators to demonstrate various repayment scenarios, helping you choose the option that best fits your budget.
Dedicated Personal Loan Officers Every CashMax customer is assigned a dedicated loan officer who manages their account from application through final repayment. This personal relationship ensures consistency, understanding of your unique situation, and a single point of contact for all loan-related questions.
Professional Consultation Services Our loan officers are trained financial professionals who provide genuine consultation rather than high-pressure sales tactics. We assess your complete financial situation and recommend loan amounts and terms that support your long-term financial health, not just immediate needs.
Ongoing Support Throughout Loan Term CashMax’s commitment extends beyond loan approval. We provide ongoing support including payment reminders, early settlement calculations, and financial advice to help you successfully complete your loan obligations.
Better Than Banks: Speed and Accessibility While banks offer lower interest rates, they cannot match CashMax’s approval speed or accessibility. Our 24-hour guarantee versus banks’ 2-3 week timeline makes us the clear choice for urgent financial needs. Additionally, our flexible eligibility requirements serve customers who don’t qualify for traditional banking products.
Better Than Competitors: Transparency and Service Compared to other licensed money lenders, CashMax distinguishes itself through superior transparency, professional service standards, and genuine customer care. While competitors focus on quick approvals, we ensure quality service throughout the entire lending relationship.
Optimal Balance CashMax provides the ideal combination of speed (faster than banks), competitive rates (better than many money lenders), and professional service (superior to most competitors). This balanced approach has earned us consistent customer satisfaction ratings and positive reviews.
These testimonials reflect our commitment to providing not just loans, but complete financial solutions that support our customers’ success.
Singapore’s lending regulations establish clear parameters for loan eligibility and amounts based on income levels and residency status. Understanding these regulations helps you determine realistic loan expectations and choose the right lender for your specific situation.
The Ministry of Law oversees licensed money lender operations through comprehensive regulations designed to protect borrowers while ensuring sustainable lending practices. These regulations specify maximum loan amounts, interest rates, and eligibility criteria that all licensed lenders must follow.
Income-Based Loan Limits Singapore’s regulations tie loan amounts directly to borrower income levels, ensuring loans remain manageable relative to repayment capacity. These limits apply to unsecured personal loans and help prevent over-borrowing that could lead to financial distress.
Residency Status Considerations Different loan limits apply based on residency status, reflecting varying income stability and legal protections available to different groups. These distinctions ensure appropriate risk management while maintaining accessibility for all residents.
Lower Income Category (Annual Income Below $20,000) Borrowers earning less than $20,000 annually are eligible for loans up to $3,000, regardless of monthly income fluctuations. This category recognizes that lower-income borrowers need access to credit but require protection from excessive debt burdens.
Example Applications:
This flat limit ensures consistent access to emergency funds while preventing debt levels that could become unmanageable for lower-income households.
Higher Income Category (Annual Income $20,000 and Above) Borrowers earning $20,000 or more annually can access loans up to 6 times their monthly income, providing significant flexibility for various financial needs.
Calculation Examples:
This scalable approach allows higher earners to access proportionally larger loans while maintaining manageable debt-to-income ratios.
Lower Income Tier (Annual Income Below $10,000) Foreign residents earning less than $10,000 annually are eligible for loans up to $500. This conservative limit reflects the additional challenges foreign workers may face in income stability and legal recourse.
Middle Income Tier (Annual Income $10,000-$20,000) Foreign residents in this income range can access loans up to $3,000, matching the limit for lower-income Singapore citizens and PRs. This provision ensures fair access to credit for established foreign residents.
Higher Income Tier (Annual Income $20,000 and Above) Like citizens and PRs, foreign residents earning $20,000 or more annually can access loans up to 6 times their monthly income, recognizing their established financial capacity and residence status.
Age Parameters Borrowers must be between 21 and 65 years old, ensuring legal capacity to enter contracts while recognizing practical repayment capabilities across different life stages.
Income Verification Minimum monthly income of $1,500 ensures borrowers have sufficient capacity for loan repayment while accessing our services. We accept various income sources including employment, business income, and regular contractual payments.
Employment Stability Three months minimum employment in current position demonstrates job stability while remaining accessible for borrowers in transitional employment situations. We consider career progression and industry stability when evaluating applications.
Residency Requirements Valid Singapore address is required for all borrowers, ensuring local presence for account management and regulatory compliance. We accept various address verification documents including utility bills, lease agreements, and bank statements.
Scenario 1: Local Graduate
Scenario 2: Foreign Professional
Scenario 3: Part-time Worker
Immediate Qualification Factors:
Enhanced Qualification Factors:
Pre-Application Checklist: Before applying, ensure you have recent payslips (3 months), bank statements (3 months), employment letter, valid identification, and proof of address. Having these documents ready accelerates the approval process significantly.
CashMax’s experienced loan officers evaluate each application individually, considering unique circumstances that may not fit standard criteria. We encourage potential borrowers to discuss their situations directly with our team for personalized eligibility assessment.
Understanding the complete cost structure of borrowing from financial institutions in Singapore requires knowledge of both regulatory limits and competitive market practices. Licensed money lenders operate under strict fee regulations while competing on service quality and customer experience.
Maximum Legal Interest Rate The Ministry of Law sets the maximum interest rate at 4% per month for all licensed money lenders in Singapore. This rate applies regardless of loan amount, borrower income, credit history, or loan security. The regulation ensures borrower protection while allowing sustainable lending operations.
Interest Calculation Method Licensed money lenders must use the reducing balance method for interest calculation. This means interest is calculated only on the remaining principal amount each month, not the original loan amount. As you make payments, the interest portion decreases while the principal portion increases.
Practical Example:
Late Interest Regulations Late interest can only be charged on overdue amounts, not the entire outstanding balance. The maximum late interest rate is also 4% per month, applied only to payments that are past due.
Processing Fees Licensed money lenders may charge processing fees up to 10% of the loan principal amount. This one-time fee covers application processing, documentation, credit checks, and account setup costs.
Fee Examples by Loan Amount:
Late Payment Fees Monthly late payment fees are capped at $60 per month, regardless of loan amount or overdue sum. This fee applies for each month a payment remains overdue.
Legal Cost Recovery If legal action becomes necessary for loan recovery, lenders may seek court approval to recover reasonable legal costs. However, these costs must be justified and approved through proper legal channels.
Total Charges Limitation Singapore law mandates that total charges (interest + fees) cannot exceed the principal loan amount. This means if you borrow $1,000, you will never pay more than $2,000 total under any circumstances.
Calculation Example:
This protection ensures borrowers have a clear ceiling on total loan costs, preventing excessive debt accumulation.
Early Settlement Benefits Borrowers can settle loans early without penalties, saving on future interest charges. When you repay early, interest calculations stop immediately, and any prepaid interest is adjusted accordingly.
Competitive Interest Rates CashMax offers interest rates ranging from 1% to 4% per month, based on loan amount, repayment period, and individual circumstances. Our rates are determined through fair assessment of risk factors while remaining competitive in the market.
Rate Determination Factors:
Processing Fee Transparency CashMax’s processing fees are clearly disclosed during initial consultation, with no hidden charges or surprise costs. Our fee structure is competitive while reflecting the professional service quality we provide.
Fee Breakdown Example:
No Hidden Charges Guarantee Every cost associated with your CashMax loan is disclosed upfront and documented in your loan agreement. We maintain a strict policy against hidden fees, ensuring complete transparency throughout the lending relationship.
While the EIR concept typically applies to bank products, understanding the true cost of money lender loans requires considering all fees and charges over the loan duration.
Total Cost Calculation:
Cost Comparison Tool: CashMax provides detailed cost comparisons showing total repayment amounts under different scenarios, helping you make informed borrowing decisions.
Minimize Total Costs:
Budget Planning:
CashMax’s experienced loan officers help customers understand all cost implications and choose loan structures that support successful repayment while minimizing total borrowing costs.
Singapore’s lending market unfortunately includes illegal operators who exploit desperate borrowers through unethical practices and extortionate terms. Recognizing and avoiding these unlicensed lenders protects you from financial exploitation and legal complications.
Scope of the Problem Unlicensed money lending, commonly known as “loan sharking,” remains a persistent issue in Singapore despite strict enforcement efforts. These operations target vulnerable borrowers who may be desperate for quick cash or unable to qualify for legitimate lending services.
Why Illegal Lenders Exist Loan sharks exploit market gaps by targeting borrowers with poor credit, urgent needs, or limited financial knowledge. They often promise unrealistic terms or instant approval to attract victims, then trap them in cycles of debt through hidden fees and illegal collection practices.
Legal Consequences Borrowing from unlicensed lenders is illegal in Singapore. Both lenders and borrowers can face criminal charges, though enforcement typically focuses on the illegal operators rather than their victims.
Inadequate Background Verification Legitimate lenders must verify borrower identity, income, and repayment capacity before loan approval. Unlicensed lenders often approve loans based on minimal information or without face-to-face meetings.
Red Flag Examples:
Financial Terms Manipulation Illegal lenders use various tactics to deceive borrowers about true loan costs and terms.
Deceptive Practices:
Documentation and Contract Issues Licensed lenders must provide proper loan agreements with clear terms and conditions. Unlicensed operators often avoid proper documentation to evade detection.
Documentation Red Flags:
Illegal Security Demands Legitimate lenders cannot hold personal documents as loan security. Unlicensed lenders often demand valuable documents to control borrowers.
Illegal Security Practices:
Excessive Interest and Fees While licensed lenders are bound by legal rate limits, unlicensed operators often charge rates far exceeding legal maximums.
Rate Warning Signs:
Official License Verification Every licensed money lender in Singapore appears on the Ministry of Law’s official registry. Verification takes minutes and provides crucial protection.
Verification Steps:
Physical Office Requirements Licensed money lenders must maintain proper business premises open to public access. Legitimate operators welcome office visits and provide professional environments.
Office Verification:
Professional Service Standards Licensed lenders maintain professional standards in customer interactions, documentation, and business practices.
Quality Indicators:
Official License Information CashMax Credit operates under license number 77/2025 issued by the Ministry of Law. Our license is current, active, and available for public verification through official government channels.
Business Address Verification Our office at 810 Geylang Road, #01-56 City Plaza, Singapore 409286 provides convenient access for all customers. We maintain professional premises with clear signage and accessible business hours.
Operating Schedule:
Professional Standards CashMax maintains the highest professional standards in all customer interactions. Our loan officers are trained financial professionals who provide ethical, transparent service throughout the lending relationship.
When to Report Report suspected illegal lending immediately if you encounter any warning signs or are approached by unlicensed operators. Early reporting helps prevent others from becoming victims.
Singapore Police Force
Ministry of Law
X-Ah Long Hotline
Community Protection Reporting illegal lending protects not only yourself but your community. These operations often target multiple victims in the same area or social circles.
Victim Support Services Singapore provides support services for loan shark victims, including legal assistance, debt counseling, and protection from harassment.
Legal Remedies Borrowers trapped by illegal lenders have legal options including debt relief, contract nullification, and protection from illegal collection practices.
Prevention Education Understanding legitimate lending practices and knowing your rights prevents exploitation by illegal operators while ensuring access to proper financial services when needed.
CashMax encourages all potential borrowers to verify our credentials and compare our services with other licensed operators. Making informed decisions protects you while ensuring access to the financial assistance you need.
Selecting the appropriate financial institution requires systematic evaluation of your specific circumstances, needs, and priorities. The right choice can save you significant money while providing better service and support throughout your borrowing experience.
Assess Your Financial Situation Begin by honestly evaluating your current financial position, including income stability, existing debts, credit history, and immediate cash needs.
Income Analysis:
Debt Evaluation:
Timeline Considerations Your urgency level significantly influences the best institutional choice. Different lenders excel in different timeframes.
Immediate Needs (24-48 hours): Licensed money lenders like CashMax provide the fastest approval and disbursement processes. Banks simply cannot match this timeline due to their comprehensive verification procedures.
Short-term Needs (1-2 weeks): Both licensed money lenders and some banks can accommodate this timeframe. Compare total costs and service quality to determine the best option.
Long-term Planning (1+ months): Banks may offer better rates for large amounts and long repayment periods. However, consider the opportunity cost of waiting versus accessing funds immediately through licensed money lenders.
Create a Comparison Framework Develop a standardized comparison approach that evaluates all relevant factors rather than focusing solely on interest rates.
Essential Comparison Factors:
Total Cost Analysis Calculate the complete cost including interest, processing fees, late payment charges, and early settlement penalties. The cheapest advertised rate may not result in the lowest total cost.
Example Calculation:
Service Quality Assessment Evaluate the customer service quality through initial interactions, response times, and willingness to explain terms clearly.
Quality Indicators:
Flexibility and Terms Assess the flexibility of repayment terms, early settlement options, and accommodation for changing circumstances.
Flexibility Factors:
Rate-Only Focus Focusing exclusively on interest rates while ignoring other costs and service factors often leads to poor lending relationships and higher total costs.
Hidden Cost Examples:
Multiple Application Strategy Applying to multiple lenders simultaneously damages your credit score and may actually reduce your chances of approval with quality lenders.
Better Approach: Research lenders thoroughly, choose 1-2 that best match your needs, and apply sequentially rather than simultaneously.
Desperation-Based Decisions Making hasty decisions due to financial pressure often results in poor lending choices that create additional financial stress.
Pressure Mitigation: Take time to research even in urgent situations. Legitimate lenders understand urgency but won’t pressure you into immediate decisions without proper consideration.
Ignoring Terms and Conditions Failing to read and understand loan agreements can result in unexpected obligations and costs.
Essential Reading:
Transparent Total Cost Approach CashMax provides complete cost breakdowns upfront, eliminating surprises and enabling accurate comparison with other lenders.
Cost Transparency Features:
Superior Service Standards Our commitment to customer service excellence differentiates CashMax from both banks and competing money lenders.
Service Excellence Elements:
Optimal Speed-Quality Balance CashMax provides bank-quality service at money lender speed, offering the best combination of professional standards and rapid response.
Balanced Approach Benefits:
Unbiased Financial Advice CashMax offers free consultation services to help potential borrowers make informed decisions, even if those decisions don’t result in CashMax loans.
Consultation Services Include:
Personalized Recommendation Process Our experienced loan officers evaluate your complete situation and provide honest recommendations about the best financial institution for your specific needs.
Recommendation Factors:
Application Success Strategy We provide guidance on optimizing your application for maximum approval chances, regardless of which lender you ultimately choose.
Strategy Elements:
After reviewing Singapore’s complete financial institution landscape, you’re equipped to make an informed borrowing decision that supports your financial goals and circumstances. Whether you choose CashMax or another licensed institution, the knowledge gained from this guide ensures you’ll receive fair treatment and appropriate loan terms.
Choose Traditional Banks When:
Choose Licensed Money Lenders When:
Choose CashMax Specifically When:
Research and Verification Before committing to any financial institution, verify their licensing status through official government channels and research their reputation through customer reviews and industry standing.
Consultation and Comparison Take advantage of free consultation services to understand your options fully. Compare not just rates and fees, but also service quality, flexibility, and long-term value.
Documentation Preparation Organize your financial documents in advance to streamline the application process. Having complete documentation ready demonstrates preparedness and can expedite approval decisions.
Application Strategy Apply thoughtfully rather than desperately. Quality lenders appreciate well-prepared applications and respond more favorably to borrowers who demonstrate financial responsibility and clear planning.
Professional Excellence CashMax maintains the highest standards of professional service, ensuring every customer receives respectful, knowledgeable assistance throughout their lending experience.
Transparent Operations Our commitment to transparency means you’ll never encounter hidden fees, surprise charges, or misleading terms. Every aspect of your loan is clearly explained and documented.
Customer Success Focus We measure our success by your success. Our goal is not just to provide loans, but to support positive financial outcomes that improve your overall financial health.
Ongoing Support Your relationship with CashMax doesn’t end at loan approval. We provide ongoing support, guidance, and assistance to ensure successful loan completion and future financial success.
Office Location: 810 Geylang Road, #01-56 City Plaza Singapore 409286
Operating Hours:
Contact Methods:
Getting Started:
Singapore’s financial institution landscape offers diverse options for different borrowing needs and circumstances. Understanding these options empowers you to make decisions that support your financial goals while avoiding costly mistakes or inappropriate lending relationships.
CashMax Credit stands ready to serve as your trusted financial partner, providing not just loans but comprehensive support for your financial success. Whether you’re facing an emergency expense, planning a major purchase, or seeking to improve your financial situation, we’re here to help you achieve your goals through responsible, transparent lending practices.
Remember that borrowing is a significant financial decision that deserves careful consideration. Take advantage of available resources, ask questions, and choose the financial institution that best serves your interests and supports your long-term financial well-being.
The right financial institution makes all the difference. Choose wisely, borrow responsibly, and build toward a stronger financial future.
This comprehensive guide is updated regularly to reflect changes in Singapore’s financial regulations and market conditions. CashMax Credit Pte Ltd (License No. 77/2025) is a licensed money lender registered and regulated by the Ministry of Law.
Disclaimer: This information is provided for educational purposes only. All lending decisions are subject to CashMax Credit’s standard approval process and current regulatory requirements. Terms and conditions apply to all loan products. Please consult with our loan officers for personalized advice and current rate information.
Disclaimer: Interest Rates charged to each borrower is determined on a case – by – case basis, adhering to the prevailing laws set out by the Registry of Moneylenders, Minlaw
CashMax Credit Pte Ltd (UEN No. 201017718W) is a company incorporated under the laws of Singapore. Customers are advised to read the Term and Conditions and Privacy Policy carefully. If you have any concerns or further queries about how we are handling your personal data or queries regarding the Terms and Condition and the Privacy Policy, please contact our Data Protection Officer at admin@cashmax.com.sg
*If your annual income is less than $20,000, you are eligible for a loan of up to $3,000.
Monday – Friday
11am to 7pm
Saturday
11am to 6pm
Closed on : Sunday and Public Holidays
